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Gifts to Finance the Future H OLIDAY TIME IS THE PERFECT TIME TO SPARK A LOVE OF FINANCE IN THE NEXT GENERATION BY GIVING FINANCIAL GIFTS TO THE YOUNG RECIPIENTS ON YOUR LIST . hildren have a natural curiosity about money, from where it comes from and where it goes to what makes those strange green pieces of paper and shiny coins valuable in the first place. If you want to spark a lifelong love of finance and help teach them fiscal responsibility, you cannot go wrong with these timely gifts. C OLLECTIBLE C OINS Giving collectible coins can teach a number of lessons, from the value of history to why saving is better than spending. But beyond the monetary lessons, collectible coins are just plain cool. C ASH It does not get simpler than this. If the kids are curious about money, giving them cash to spend (and save) can be a smart idea. If you want to give financial respon- sibility as well as money, you can put restrictions on the gift, like saving a portion or giving a percentage to char- ity. S TOCK C ERTIFICATES When you give the gift of stock, you are giving the next generation a direct stake in the future. There are plenty of k i d - f r i end l y stocks to choose f r om, includ- ing me- dia stars like Dis- ney and Netflix and fast food powerhouses like McDonalds. S AVINGS B ONDS While there are plenty of other in- vestment options, savings bonds remain popular for young and old alike. If you want to encourage the young person in your life to save for the future, you cannot go wrong with a savings bond. 2020 Holiday GIFT GUIDE ................................................................................................. C 46 AL/ Metro 360 www.almetro360.com
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